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BMI View: Lacklustre economic growth, competitive pressures across much of the non-life segment and pedestrian growth in most of the life segment mean that 2013 will probably be a fairly challenging year for South Africa's insurers. Nevertheless, profitability is improving. The companies themselves are seeking opportunities through product innovation and expansion into the rest of Sub-Saharan Africa. Key Insights And Key Risks As of late 2013, the latest results that have been published by South Africa's insurance companies highlight their strengths and competitive advantages in a global context. Most have benefited from at least some of the following factors: rising demand for long-term savings products from 'retail mass' customers; development of new products; realisation of benefits of lo ...
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