Price: $ 1295
BMI View: The overall panorama of the insurance sector in Ukraine remains very uninspiring. In part because of underwriting of risks on non-commercial terms, prices and margins remain under downwards pressure in the highly fragmented non-life segment. Over the last year or so, nothing has changed to fundamentally improve a general business environment that remains challenging. Nevertheless, it appears that non-life penetration is rising in 2013. If it turns out that this is the case, it represents a major change. In general, the trend in penetration has been resolutely downwards since 2005. For now, we tentatively assume that non-life penetration will continue to creep upwards through the forecast period. ...
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